| |
2019 |
2018 |
| |
AED |
AED |
| |
|
|
| Insurance liabilities – gross |
|
|
| Unearned premiums reserve |
94,889,993 |
88,938,184 |
| Claims under settlement reserves |
33,791,506 |
35,753,709 |
| Incurred but not reported claims reserve |
23,477,514 |
25,992,703 |
| Unallocated loss adjustment expenses reserve |
1,582,054 |
1,604,508 |
| |
153,741,067
|
152,289,104
|
| |
|
|
| Reinsurance share of outstanding claims |
|
|
| Unearned premiums reserve |
23,878,063 |
19,054,843 |
| Claims under settlement reserves |
15,732,236 |
16,599,376 |
| Incurred but not reported claims reserve |
6,499,160 |
6,779,823 |
| |
46,109,459
|
42,434,042
|
| |
|
|
| Insurance liabilities – net |
|
|
| Unearned premiums reserve |
71,011,930 |
69,883,341 |
| Claims under settlement reserves |
18,059,270 |
19,154,333 |
| Incurred but not reported claims reserve |
16,978,354 |
19,212,880 |
| Unallocated loss adjustment expenses reserve |
1,582,054 |
1,604,508 |
| |
107,631,608
|
109,855,062
|